Lloyd's is the world's leading specialist insurance market, conducting business in over 200 countries and territories worldwide - and is often first to insure new, unusual or complex risks. We bring together an outstanding concentration of specialist underwriting expertise and talent backed by excellent financial ratings which cover the whole market.

Lloyd's occupies fifth place in terms of global reinsurance premium income and is the largest surplus lines insurer in the US. In 2012, 87 syndicates are underwriting insurance at Lloyd's, covering all classes of business. Lloyd's is regulated by the Financial Services Authority.

At Lloyd's the exposure management team is responsible for understanding and managing market aggregation risks and alerting the market to emerging risks.